Protect your journey with the smartest insurance.

Yes, for many destinations. For example, to apply for a Schengen Visa, you must have a policy with a minimum medical cover of €30,000. Some insurers now offer a “Visa Rejection Rider” that refunds your non-refundable booking costs if your visa is denied.

Yes. Most Indian travel policies now include COVID-19 hospitalization and quarantine expenses as a standard feature, provided you test positive during the trip and require medical care.

Similar to health insurance in India, many Indian insurers now have tie-ups with global networks . If you fall ill abroad, you can call their 24×7 International Toll-Free Helpline, and they will coordinate with the local hospital to pay your bills directly.

Yes. If your flight is delayed (usually by more than 6–12 hours) due to weather or technical issues, the policy reimburses you for the cost of meals and refreshments. If the airline cancels the flight, the policy covers the non-refundable part of your hotel and tour bookings.

Yes, though the premiums are higher. In 2026, many Indian insurers offer specialized Senior Citizen Travel Plans for travelers up to age 85 or 90. These plans often cover “Pre-existing Diseases” in life-threatening situations, which is crucial for elderly parents visiting family abroad.

This is a standard cover. The insurance company pays for the actual expenses incurred in obtaining a duplicate or new passport, including travel and communication costs with the Indian Embassy.

No. In almost all cases, you must buy the policy before your trip begins. Once you have cleared immigration at an Indian airport, you usually cannot buy a fresh policy.