Cover every moment of your special day with the right insurance.

Your dream wedding deserves protection. Choose wedding coverage today – straightforward, reliable, and customized to your plans.
Book A Free Call

What Is Wedding Insurance

Wedding insurance is a type of specialty insurance policy that protects couples from financial losses caused by unexpected events that disrupt or cancel their wedding, such as a vendor going out of business, extreme weather, sudden illness, venue damage, or military deployment. It typically covers non-recoverable deposits, photography failures, damaged attire, and even liability if a guest gets injured at the event. Given that weddings can cost tens of thousands of dollars, wedding insurance offers peace of mind by ensuring that if something goes wrong outside the couple's control, they won't be left bearing the full financial burden of a ruined or postponed celebration.

Who Needs Wedding Insurance

Anyone planning a wedding with a significant financial investment needs wedding insurance, but it's especially important for couples hosting large, expensive weddings where the stakes are higher and more vendors, deposits, and logistics are involved. Couples getting married during unpredictable weather seasons, destination wedding planners, or those booking venues and vendors far in advance are particularly vulnerable to unexpected disruptions and stand to benefit greatly. It's also highly recommended when working with newer or smaller vendors who may be more likely to go out of business, or when the venue doesn't carry its own liability coverage. Simply put, if losing your deposits or facing a last-minute cancellation would cause serious financial hardship, wedding insurance is a smart and relatively affordable safeguard.

Frequently asked Questions

Find answers to common questions about Wedding Insurance, If you can’t find what you’re looking for, feel free to reach out to us!
Contact Us

The earlier the better — ideally as soon as you start booking vendors and paying deposits. Most policies can be purchased up to two years before the wedding date, but you cannot buy coverage for an event that is already facing a known issue or imminent threat.

Coverage typically ranges from ₹5,000 to ₹50,000 or more depending on the total cost of your wedding, the level of coverage, and your location. For large, high-budget weddings that can run into crores, premiums can go higher. It’s generally a very small fraction of the overall wedding budget relative to the protection it offers.

Most policies cover vendor failures, venue cancellations, extreme weather, sudden illness or injury, military deployment, lost or damaged rings, damaged wedding attire, and liability for injuries or property damage occurring at the event.

Wedding insurance generally doesn’t cover a change of heart, cold feet, or cancellations due to pre-existing conditions. It also typically excludes losses caused by events that were foreseeable at the time of purchase, such as a storm already predicted when you bought the policy.

Not always. Some policies separate liability coverage from cancellation or postponement coverage, so you may need to purchase them together or as add-ons. Liability coverage is especially important since many venues now require it before signing a contract.

Yes, many insurers offer coverage for destination weddings, though the terms and conditions may differ based on the country or location. It’s important to check whether your policy covers international vendors, travel disruptions, and local legal requirements.

Not necessarily. While some vendors have refund or rescheduling policies, they rarely cover every scenario, and many deposits are simply non-refundable. Wedding insurance fills the gaps that vendor contracts leave behind, providing broader and more reliable protection.

Yes, some insurers offer last-minute policies, though options become more limited closer to the date. However, any known risks or issues already present at the time of purchase will not be covered, so buying early always gives you the most comprehensive protection.

Get Covered Today, Your Peace of Mind Starts Here.

Explore our wide range of insurance solutions
Explore Individual Plans