Cover every moment of your special day with the right insurance.

What Is Wedding Insurance

Who Needs Wedding Insurance
Frequently asked Questions
When should I buy wedding insurance?
The earlier the better — ideally as soon as you start booking vendors and paying deposits. Most policies can be purchased up to two years before the wedding date, but you cannot buy coverage for an event that is already facing a known issue or imminent threat.
How much does wedding insurance cost?
Coverage typically ranges from ₹5,000 to ₹50,000 or more depending on the total cost of your wedding, the level of coverage, and your location. For large, high-budget weddings that can run into crores, premiums can go higher. It’s generally a very small fraction of the overall wedding budget relative to the protection it offers.
What does wedding insurance typically cover?
Most policies cover vendor failures, venue cancellations, extreme weather, sudden illness or injury, military deployment, lost or damaged rings, damaged wedding attire, and liability for injuries or property damage occurring at the event.
What does wedding insurance NOT cover?
Wedding insurance generally doesn’t cover a change of heart, cold feet, or cancellations due to pre-existing conditions. It also typically excludes losses caused by events that were foreseeable at the time of purchase, such as a storm already predicted when you bought the policy.
Is liability coverage included in all wedding insurance policies?
Not always. Some policies separate liability coverage from cancellation or postponement coverage, so you may need to purchase them together or as add-ons. Liability coverage is especially important since many venues now require it before signing a contract.
Does wedding insurance cover destination weddings?
Yes, many insurers offer coverage for destination weddings, though the terms and conditions may differ based on the country or location. It’s important to check whether your policy covers international vendors, travel disruptions, and local legal requirements.
Will my venue or vendor contracts make wedding insurance unnecessary?
Not necessarily. While some vendors have refund or rescheduling policies, they rarely cover every scenario, and many deposits are simply non-refundable. Wedding insurance fills the gaps that vendor contracts leave behind, providing broader and more reliable protection.
Can I get wedding insurance if my wedding is only a few weeks away?
Yes, some insurers offer last-minute policies, though options become more limited closer to the date. However, any known risks or issues already present at the time of purchase will not be covered, so buying early always gives you the most comprehensive protection.